Lumpsum
Calculator
Estimate the future value of a one-time investment and see how compounding works on a lump sum over your chosen time horizon.
Invested Amount
₹1,00,000
Est. Returns
₹2,10,585
Total Value
₹3,10,585
Figures are illustrative estimates based on the assumed rate of return, not a guarantee of actual performance. Mutual fund investments are subject to market risk.
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A lumpsum investment puts your entire amount to work on day one, rather than spreading it across future installments. Every rupee starts compounding immediately, which can work strongly in your favor over a long horizon — but it also means the entire amount is exposed to whatever the market is doing on the day you invest.
Lumpsum investing tends to suit money you already have on hand and won't need for several years — a bonus, a maturity payout, or savings sitting idle — and works best paired with a horizon long enough to ride out short-term volatility.