SIPs help average out market volatility over timeELSS investments save tax under Section 80CDiversify across equity, debt, and hybrid fundsReview your portfolio at least once every yearStart early — compounding rewards patienceSIPs help average out market volatility over timeELSS investments save tax under Section 80CDiversify across equity, debt, and hybrid fundsReview your portfolio at least once every yearStart early — compounding rewards patience
Financial Calculators

Goal Planning
Calculator

Work backward from a target amount to find out exactly how much you need to invest each month to get there by your deadline.

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1,00,0005,00,00,000
%
1%30%
Yr
1 Yr40 Yr
You Invest
Growth

Required Monthly Investment

₹9,909

Total Invested

₹17,83,676

Total Growth

₹32,16,324

Figures are illustrative estimates based on the assumed rate of return, not a guarantee of actual performance. Mutual fund investments are subject to market risk.

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Understanding Goal-Based Planning

Instead of picking an investment amount and hoping it's enough, goal planning starts from the outcome you actually want — a retirement corpus, a child's education fund, a home down payment — and works backward to the monthly investment required, given how many years you have and a realistic expected return.

The two levers that matter most are time and consistency: a longer horizon dramatically lowers the monthly amount needed, thanks to compounding, while skipping installments or shortening the horizon pushes the required amount up fast. Revisiting the numbers every year or two, as your goal and returns actually play out, keeps the plan realistic.