SIPs help average out market volatility over timeELSS investments save tax under Section 80CDiversify across equity, debt, and hybrid fundsReview your portfolio at least once every yearStart early — compounding rewards patienceSIPs help average out market volatility over timeELSS investments save tax under Section 80CDiversify across equity, debt, and hybrid fundsReview your portfolio at least once every yearStart early — compounding rewards patience
Financial Calculators

ELSS Tax Saving
Calculator

See how much tax you can save under Section 80C with ELSS mutual funds, alongside the growth potential of the investment itself.

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10,0001,50,000
%
1%30%
Yr
3 Yr40 Yr
Invested
Returns

Tax Saved (this year)

₹45,000

Total Invested

₹15,00,000

Est. Returns

₹14,48,187

Maturity Value

₹29,48,187

Tax saved is calculated on the amount eligible under the ₹1,50,000/year Section 80C cap, at your selected slab rate. Figures are illustrative, not a guarantee of actual performance — ELSS is equity-linked and carries market risk, with a mandatory 3-year lock-in.

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Understanding ELSS

Equity Linked Savings Schemes (ELSS) are diversified equity mutual funds that also qualify for a tax deduction of up to ₹1,50,000 per year under Section 80C of the Income Tax Act — meaning the same investment can reduce your taxable income and grow as an equity investment at the same time.

ELSS comes with the shortest mandatory lock-in of any Section 80C option — just 3 years, compared to 5+ years for most alternatives — though because it's equity-linked, returns aren't guaranteed and are best evaluated over a longer horizon than the lock-in alone.